Privacy Policy

Legal Statement
The Free Methodist Foundation maintains this site for your personal entertainment, information, education, and communication. Please feel free to browse the Site. You may download material displayed on the Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio and video without written permission from The Free Methodist Foundation.

Your access and use of the Site is also subject to the following terms and conditions ("Terms and Conditions") and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreement between you and The Free Methodist Foundation are superseded and of no force or effect.

Terms & Conditions
1. You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of The Free Methodist Foundation. The Free Methodist Foundation neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Free Methodist Foundation.

2. While The Free Methodist Foundation uses reasonable efforts to include accurate and up-to-date information on the Site, The Free Methodist Foundation makes no warranties or representations as to its accuracy. The Free Methodist Foundation assumes no liability or responsibility for any errors or omissions in the content on the Site.

3. Your use and browsing of the Site is at your risk. Neither The Free Methodist Foundation nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. The Free Methodist Foundation also assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

4. Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by The Free Methodist Foundation or its affiliates for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, The Free Methodist Foundation is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever, including but no limited to developing, manufacturing, and marketing products using such information.

5. Images of people or places displayed on the Site are either the property of, or used with permission by The Free Methodist Foundation The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by the Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

6. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of The Free Methodist Foundation and others. Nothing contained on the Site should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of The Free Methodist Foundation or such third party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the site, or other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that The Free Methodist Foundation will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

7. The Free Methodist Foundation has not reviewed all of the sites linked to the Site and is not responsible for the contents of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

8. Although The Free Methodist Foundation may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, The Free Methodist Foundation is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information contained within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. The Free Methodist Foundation will fully cooperate with any law enforcement authorities or court order requesting or directing The Free Methodist Foundation to disclose the identity of anyone posting any such information or materials.

Privacy Policy
Free Methodist Foundation respects the privacy of users who visit each of the sites within the Free Methodist Foundation network. No effort is made to identify individuals without their knowledge. The following policies are in effect for all of the Web pages owned and operated by Free Methodist Foundation (The Free Methodist Foundation Network includes all sites constructed and/or hosted by Free Methodist Foundation)

When a visitor requests pages at any Free Methodist Foundation. site, our Web servers automatically recognize the browser's domain name, and IP address. Our servers do not record e-mail addresses. We collect the domain names and IP addresses in order to aggregate information on what pages users access or visit. This information is collected solely for statistical purposes and is not used to identify individuals.

From time to time, our clients may ask users to provide their e-mail address or mailing address for the purpose of a survey or to provide additional services. Whenever the identity of a visitor is recorded, we will clearly indicate the purpose of the request before the information is requested. If you choose to supply your postal address in an online form, you may receive mailings from other reputable companies.

From time to time, Free Methodist Foundation or its client sites may send a cookie to your computer. This information is collected for statistical purposes and site functionality and is not used to identify individuals.

Opt-In Email Privacy Policy
Free Methodist Foundation maintains a strict "no-spam" policy. Your e-mail address will not be sold to a third party if you sign up for one of our e-newsletters or discussion lists.

If you sign up for an e-mail newsletter or discussion list at a Free Methodist Foundation site, you will receive only the e-mail newsletter or discussion list you have requested. You may receive on occasion an offer to sign up for a new newsletter or discussion list, but you will not receive additional newsletters or discussion list mailings unless you specifically request them.

When material changes are made to this policy we will add a scrolling message to our home page for 60 days following the change alerting you to review the changes on this page.

E-mail: info@fmfoundation.org

Investment certificates are unsecured general debt obligations of The Free Methodist Foundation. Investment is subject to risks, which are described in our Offering Circular, including: • no sinking fund • no trust indenture • no FMCNA guarantee • not FDIC or SIPC insured • not bank deposits or bank obligations • no public market • reinvestment rates may change • loans may be secured by special purpose property • borrowers may be dependent on contributions for loan repayment. This is not an offer to sell you our securities and we are not soliciting you to buy our securities. The offer is made solely by the Offering Circular. We will offer and sell our securities only in states where authorized.